A secured credit card forms the most viable alternative to regular ones, as you can easily avail it without worrying about any sort of credit history hassles. All you have to do is make a deposit to be approved for the credit card. This deposit will work as collateral for every purchase you make using the card. If you default on your payments, the card issuer will not release your deposit. However, as long as you keep your account in good standing, your credit card issuer will give back your deposited amount after a certain period of time or when you chose to close your account.
